Louisville Kentucky Bankruptcy Attorney

Debt Can Be Eliminated

Have you gotten one too many harassing phone calls from creditors? Have they filed lawsuits and obtained judgments against you? Are they threatening to take your home or your car away? There is one surefire way to make all of that stop and eliminate your debt: bankruptcy.

My name is Timothy Denison. With more than 32 years of experience, I know how to determine which type of bankruptcy is right for you. As your Louisville bankruptcy lawyer, I will guide you to the debt relief you need to get a fresh start. I will use bankruptcy to stop creditor harassment, lawsuits, foreclosure and repossession.

Chapter 7 Or Chapter 13 Bankruptcy

When people think of bankruptcy, they usually think of Chapter 7. This is the type of bankruptcy that involves the quick elimination of debt. Chapter 13 bankruptcy is also an option for some people. Called the wage earner’s bankruptcy, it involves the creation of a plan to repay some portion of the debt. It ensures that all property will be retained, while debt will be eliminated. The first step I will take will be to determine which type of bankruptcy fits you.

Some people think that they need to avoid Chapter 7 because they will lose all their property. That is not necessarily the case. A lot of property is exempt from Chapter 7. If property does need to be given up, such as a car or a home, it may make more sense to do so and choose something that is more appropriate based on your income. In other cases, there are ways to keep this property too. As your attorney, my goal is to do what is right for you.

Free Consultation With A Kentucky Bankruptcy Lawyer

To schedule a meeting, call me at 502-589-6916, or contact me online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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